Card Details

Card Details Page: Allows for related operations and inquiries on the card.

Card Financial Data Explanation:

Card Transactions: Refers to card recharge & card refund transactions (transaction flow between VM account balance and card balance), does not include card consumption transactions at merchants.

Card Consumption: Refers to records of card spending at merchants.

Frozen Amount: As the third-party acquiring bank initiates a charge request but does not deduct the consumption amount in real-time, the consumption amount remains in a frozen state, hence referred to as "Frozen Amount". If the consumption is successfully settled, the "Frozen Amount" then becomes "Successful Consumption Amount". If the consumption is unsuccessful and canceled, then the "Frozen Amount" is returned to the card as "Card Available Balance". Most "Frozen Amounts" do not exceed one month (generally processed within 1-7 days), and the settlement time depends on the acquiring organization. The issuing bank cannot cancel the freeze.